Frequently Asked Questions

Commercial leasing is a financial agreement where a lessor (owner of the asset) allows a lessee (the business) to use equipment for a specific period in exchange for monthly payments resulting in ownership at the end of the term. It is a strategic way for businesses to acquire necessary equipment without the financial burden of an outright purchase.

• Conserve Cash Flow: You make smaller monthly payments instead of paying the total price plus tax upfront.
• Tax Efficiency: Lease payments can often be written off as business expenses.
• Balance Sheet Management: Leases typically do not appear on a balance sheet, helping preserve your debt-to-equity ratios.
• Stability: Fixed-term contracts provide certainty even when inflation or interest rates rise.

Go Lease It specializes in financing for a wide range of assets including construction equipment, semi-trucks, trailers, farm tractors, and professional equipment for industries like dental and manufacturing. We can facilitate leases for equipment found at dealerships, auctions, or through private sales, including late-model, high-hour, or pre-emission machinery.

Banks often have lengthy approval processes, strict credit requirements, and limited flexibility for older equipment. Unlike larger, rigid competitors like RB Finance, we offer direct contact and a "small business owner helping small business" approach.

We pride ourselves on accessibility. While our office hours are by appointment, we are available to answer phones on evenings and weekends to match the hard-working schedules of our clients.

No. We offer our services for free, providing quotes and approvals (on approved credit) without any obligation.

If you own equipment with existing equity, a sale-leaseback allows you to "borrow" against that equity. You receive a cash injection for working capital, repairs, or debt payments while continuing to use the equipment and making tax-efficient lease payments.

Yes. We can finance engine rebuilds or major repairs through a sale-leaseback, allowing you to use your equipment's equity to cover costs without disrupting your cash flow.

This "try before you buy" approach allows you to rent a machine for a short period to ensure it fits your needs. If you decide to keep it, you can convert the rental into a commercial lease, often using your allotted rental credits toward the down payment.

When seeking equipment financing, avoid draining your cash reserves or using up general credit lines since you’ll need them for emergencies and growth. Don’t apply with multiple brokerages at once, as repeated credit pulls can hurt your score, and don’t skip expert advice, talk to a specialist up front to ensure the lease structure fits your needs. Go Lease It Inc. is a one‑stop shop with access to 15 lenders and typically requires only a single credit pull.

The process is simple: complete an online application or contact us to have a quick chat so we can tailor a financing solution to your business goals.